Any natural person may file under chapter 13 if the person

  1. resides in, does business in, or owns property in the United States, 
  2. has regular income, 
  3. has unsecured debts of less than $250,000, 
  4. has secured debts of less than $750,000, 
  5. is not a stockbroker or a commodity broker, and 
  6. has not been a debtor in another bankruptcy case that was dismissed within the last 180 days on certain technical grounds. A person meeting the above requirements may file under chapter 13 regardless of when he or she last filed a bankruptcy case or received a bankruptcy discharge. Corporations, partnerships and limited liability companies may not file under chapter 13.