The following persons are not eligible for a chapter 7 discharge:
(1) A person who has been granted a discharge in a chapter 7 case filed within the last eight years.
(2) A person who has been granted a discharge in a chapter 13 case filed within the last eight years, unless 70 percent or more of the unsecured claims were paid off in the chapter 13 case.
(3) A person who files a waiver of discharge that is approved by the court in the chapter 7 case.
(4) A person who conceals, transfers, or destroys his or her property with the intent to defraud his or her creditors or the trustee in the chapter 7 case.
(5) A person who conceals, destroys, or falsifies records of his or her financial condition or business transactions.
(6) A person who makes false statements or claims in the chapter 7 case, or who withholds recorded information from the trustee.
(7) A person who fails to satisfactorily explain any loss or deficiency of his or her assets.
(8) A person who refuses to answer questions or obey orders of the bankruptcy court, either in his or her bankruptcy case or in the bankruptcy case of a relative, business associate, or corporation with which he or she is associated.
