Read the latest Bankruptcy Articles from Higgins and Associates
The Automatic Stay
The automatic stay is likely a Debtor’s strongest asset and strongest line of defense in the Bankruptcy structure. Invoked upon the filing of a Bankruptcy petition, the automatic stay stops all continued and future creditor actions so long as the stay is in place. In...
Societal Stigma from Filing
The social stigma of bankruptcy has always been a major component in today’s society, and usually, the term bankruptcy produces negative connotations. People tend to associate the term with unfortunate aspects revolving around the inability to pay one’s debt. This...
Can you improve your credit score after bankruptcy?
After the colossal financial collapse in the US, many consumers incurred insurmountable amount of debt. In this situation, they choose filing bankruptcy one of the debt relief programs to discharge their debts. But remember that filing bankruptcy adversely affects...
Fresh Start With Texas Bankruptcy
The new year is upon us and you may have spent more than you should have. Maybe you spent little because you had nothing. Maybe you were just scared of spending too much because your job is in jeopardy. Bankruptcy is always an option, but not always your best option....
Win in Texas Bankruptcy Court
Texas bankruptcy court can seem scary. But once you get this process done, you can start seeing some financial changes in your life. If you're filing Texas Chapter 7 bankruptcy, you might save tens of thousands of dollars. If you file Chapter 13 bankruptcy, you may...
When Not to File Texas Bankruptcy
There are certain reasons you may not want to file for bankruptcy help. If you owe a lot of money, it can be tempting, and sometimes smart. However, this guide looks at both sides of the issue – the times when you should not file and the times you should. When Not to...
Why File Dallas Chapter 7 Bankruptcy?
Bankruptcy can change your life when used right. Thousands file bankruptcy successfully in Texas every year. Why? That is the subject of this guide. We'll focus on the advantages of filing Texas Chapter 7 bankruptcy. How Does a Chapter 7 Bankruptcy Work? Chapter 7...
Increase Your Chances of a Successful Texas Bankruptcy
Bankruptcy can change your life for the better, but many hurt their chances of a successful bankruptcy by making mistakes. They make no plan. They don't go over all their options. Some don't do the research. There are many more points. This blog guide will help you...
6 Decisions to Make Before Filing Bankruptcy
Thousands file bankruptcy in Texas every year, yet thousands more decide not to do it, even in the face of foreclosure, unemployment, and rising debts. Sometimes the decisions you make prior to bankruptcy define how the next years of your life will be. You may save...
Filing Chapter 7 Bankruptcy in Dallas Texas
Chapter 7 bankruptcy may save you far more money than any other option. How so? In the state of Texas, while our economy is not as bad as other states, debts and unemployment are still a problem. Another problem is that of people lacking medical coverage. These all...
Understand Bankruptcy Law
Bankruptcy Law is complex, dense and difficult for many to understand. With the recent changes to the United States Bankruptcy Code, the task of navigating a bankruptcy filing has become even more cumbersome. With over a decade of experience, Robert A. Higgins & Associates is ready to help your case.
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Types of Bankruptcy
For consumers, Chapter 13 and Chapter 7 are the two most common types of bankruptcy. Which one is right for you? Choosing the right chapter of the bankruptcy code to excercise is extremely important. Our expert legal staff will guide you through the important selection process
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Bankruptcy Articles and Legal News
Looking for more information? Get the latest and most important information regarding bankruptcy and the larger legal scene in Texas and the United States.
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