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Filing Texas Chapter 13 Bankruptcy for Unsecured Debts
The problem many of us in Texas have goes beyond paying the mortgage. We have medical bills, credit card bills, car payments, tuition fees, regular weekly expenses which simply will not go down. So what are your options? Recently on Higgins And Associates we went over...
Texas Bankruptcy Options – Advantages of Chapter 13 Over Chapter 7
Even the federal government points out the advantages of Chapter 13 bankruptcy when compared to Chapter 7. While both have advantages and disadvantages, and though Chapter 7 is more common, there are some clear reasons for filing Chapter 13 in Texas. This guide...
Get Your Texas Chapter 7 Bankruptcy Started
This bankruptcy guide can help you save some time, money, and worries. Bankruptcy is not an easy process, but if you can stay positive, if you can follow the laws, if you can work to protect your property and income while discharging your debts, you can reap the...
The Do’s and Don’ts of Chapter 13 Bankruptcy
When filing Chapter 7 bankruptcy, you are mainly discharging unsecured debts. If you want to keep your home and car, you want to pay on these secured debts. When filing Chapter 13 bankruptcy, you have much better protections for your property. By law, all collections...
5 Success Tips for Texas Chapter 7 Bankruptcy
This guide shows how best to save money, to hire a Texas lawyer, to discharge debt, to stop creditor harassment, and to get a fresh start. It's important to understand the value of a successful Chapter 7 bankruptcy, and what it means for your future. A Chapter 7...
Chapter 13 Bankruptcy Rules You Must Know
There is some scary points when you're considering filing bankruptcy. For home owners, it can be foreclosure. Some families may fear paying bills if wages are garnished. Some individuals may simply be sick of having impossible debts. While Chapter 13 bankruptcy is not...
6 Success Tips for Avoiding Foreclosure with Bankruptcy
Foreclosure is quite often the nightmare scenario. In reality, foreclosure can be avoided in many ways. You can negotiate with your lender to get a better rate. You can sell the home to save your value in it, via a regular sale or short sale to pay off the debt....
Texas Chapter 7 Bankruptcy – Timing and When You Should File
Filing Chapter 7 bankruptcy may be a scary proposition. It's not news: you can literally saves tens of thousands of dollars. It's also true that there are some reasons not to file. For one, some people look at bankruptcy the wrong way. If you file because of...
6 Myths on Chapter 13 Bankruptcy for Texas Residents
All too often, we hear one bad review of a movie, book, or show and decide not to go with it. This too happens with bankruptcy. Bankruptcy law is very complex on paper, but many myths can be dispelled. This blog guide focuses on myths involving Texas Chapter 13...
Filing Chapter 7 Bankruptcy in Forth Worth
It takes time to do anything worthwhile, but when it comes to filing for bankruptcy, time is money. If you want to discharge debts, you may fear losing assets. They'll take your home and car, you'll be unable to get a new mortgage or loan, and your bank account will...