by admin | Nov 17, 2010 | Chapter 13 FAQs
The problem many of us in Texas have goes beyond paying the mortgage. We have medical bills, credit card bills, car payments, tuition fees, regular weekly expenses which simply will not go down. So what are your options? Recently on Higgins And Associates we went over...
by admin | Nov 15, 2010 | Chapter 13 FAQs
Even the federal government points out the advantages of Chapter 13 bankruptcy when compared to Chapter 7. While both have advantages and disadvantages, and though Chapter 7 is more common, there are some clear reasons for filing Chapter 13 in Texas. This guide...
by admin | Nov 1, 2010 | Chapter 13 FAQs
When filing Chapter 7 bankruptcy, you are mainly discharging unsecured debts. If you want to keep your home and car, you want to pay on these secured debts. When filing Chapter 13 bankruptcy, you have much better protections for your property. By law, all collections...
by admin | Oct 6, 2010 | Chapter 13 FAQs
There is some scary points when you’re considering filing bankruptcy. For home owners, it can be foreclosure. Some families may fear paying bills if wages are garnished. Some individuals may simply be sick of having impossible debts. While Chapter 13 bankruptcy...
by admin | Sep 10, 2010 | Chapter 13 FAQs
Foreclosure is quite often the nightmare scenario. In reality, foreclosure can be avoided in many ways. You can negotiate with your lender to get a better rate. You can sell the home to save your value in it, via a regular sale or short sale to pay off the debt....
by admin | Aug 27, 2010 | Chapter 13 FAQs
All too often, we hear one bad review of a movie, book, or show and decide not to go with it. This too happens with bankruptcy. Bankruptcy law is very complex on paper, but many myths can be dispelled. This blog guide focuses on myths involving Texas Chapter 13...