admin, Author at Higgins and Associates

Texas Attorney General Accuses Debt Settlement Firm Of Fraud

by admin | Mar 30, 2009 | Texas Legal News

A Richardson-based debt settlement company faces a lawsuit, filed last week by Texas Attorney General Greg Abbott, which alleges that it defrauded Texas consumers by failing to negotiate settlements with the customers’ creditors as promised. A story in the...

Texas Teacher Retirement System Seeks Control Of Bank Of America Lawsuit

by admin | Mar 26, 2009 | Texas Legal News

The Teacher Retirement System (TRS) of Texas has asked to be the lead plaintiff in a federal class-action lawsuit against Bank of America Corp. Plaintiffs allege in the lawsuit, filed in January, that Bank of America made “untrue statements” and withheld...

Senate’s Delay In Bankruptcy Reform Could Bring More Changes

by admin | Mar 25, 2009 | National Legal News

A report on USA Today’s Web site written by Christine Dugas shows that the U.S. Senate’s delay in changing bankruptcy law to allow judges to change the terms and interest rates on mortgages may bring even more changes to the law regarding credit cards....

Debt Relief USA Inc. Pays Settlement In Georgia

by admin | Mar 20, 2009 | Texas Legal News

A Texas debt adjustment firm has agreed to pay a fine to the Georgia Governor’s Office of Consumer Affairs (OCA) to settle charges that it violated state law. Under the agreement, Debt Relief USA Inc. will refund $527,205.55 in fees to 330 Georgia residents and...

Is Chapter 7 Bankruptcy Right for Me?

by admin | Mar 17, 2009 | Bankruptcy Articles

If you live in Dallas/Fort Worth and you are considering filing for Chapter 7 bankruptcy it is important to understand if you meet the federal guidelines outlined in the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Current bankruptcy law will let a...