Read the latest Bankruptcy Articles from Higgins and Associates
The Dallas Chapter 13 Bankruptcy Solution
You may be able to save your home and/or buy valuable time by filing Chapter 13 bankruptcy. For Dallas residents, foreclosures are less of a problem than in other parts of the country, but if you lose your job or suffer some unexpected bill, filing bankruptcy can...
Dangers of Not Hiring a Texas Bankruptcy Lawyer
If you lack a lawyer, you lack the tools needed for a successful bankruptcy. You face many dangers if you forgo hiring a lawyer and decide to file without legal aid. Why is legal aid so important? Look at it this way: why do you need to file bankruptcy? When you look...
Should You Always File Chapter 7 for Unsecured Debts?
There are some unsecured debts you cannot discharge, some debts you can discharge, and some debts which will be impossible to pay without a bankruptcy. The question posed in the title – when you should file Chapter 7 for unsecured debt – may lead to some questions....
Beyond Technical Details, How Does a Bankruptcy Lawyer Help?
Beyond saving you money by discharging a large debt or protecting your home from foreclosure, just what can a bankruptcy lawyer do? An experienced Texas bankruptcy lawyer is not a therapist or a doctor or a mechanic, but a good one gives you more value than just the...
Paying Debts or Filing Bankruptcy – Texas Legal Questions
You have many options for how you can eliminate your debt. Some options have more advantages than others – such as using debt consolidation, bankruptcy, doing nothing, or negotiating with creditors yourself. This blog guide goes into detail on how you might discharge...
Protecting Your Texas Home – Your Options with Bankruptcy
According to DallasTexasRealEstate.com, the Texas Homestead Exemption does three things: it protects you from increasing property taxes, stops creditors from forcing a sale in many situations, and gives protections to a spouse if the homeowner passes away. What does...
Are the Alternatives Better Than Bankruptcy?
Bankruptcy is not always your best option; you have alternatives. Texas bankruptcy does give you many protections, such as the homestead exemption protecting your home during a bankruptcy. However, sometimes the debt is too small to discharge, or you are not eligible....
How a Texas Bankruptcy Lawyer Helps You Save Money
Saving money, property, and assets is the point of filing bankruptcy, but many fail to reap all the benefits of a successful debt discharge. For Texas residents facing a stack of credit card bills, impossible medical debts, foreclosure, and creditor harassment, there...
The Best Strategy After a Successful Texas Bankruptcy
If you're unsure of what happens after a successful bankruptcy, if you have some fears, you are not alone and there is help. This blog guide is designed to help you save money, protect assets, and reap the rewards of a bankruptcy. Why file Texas bankruptcy? Filing...
Common Legal Hurdles When Filing Texas Bankruptcy
Are you eligible for Texas bankruptcy? How complicated is the legal process? This blog guide helps you overcome some bankruptcy hurdles which, if you can get past them, can help in protecting assets, discharging debts, and giving you a fresh start. Ineligible for...