Read the latest Bankruptcy Articles from Higgins and Associates
Should You Use Debt Consolidation or Bankruptcy?
Should you avoid bankruptcy? Well, this is a bankruptcy blog, so we may be partial. But if you look at the facts when comparing debt consolidation to bankruptcy, it's pretty easy to side with bankruptcy. What are the downsides of debt consolidation? First and...
When to Fire Your Dallas Bankruptcy Lawyer
There are many horror stories involved in bankruptcy which simply need not occur. The problem is that with so many unemployed, facing foreclosure, and lacking medical coverage, bankruptcy filings have been very high in recent years. This has increased demand for...
Unique Tools to Help in Your Chapter 7 Bankruptcy
How do you benefit from bankruptcy? You use tools to the best of your ability. What tools are those? It starts with a good lawyer, and ends with an understanding of the law. But some of these unique tools may not yet be in your tool kit, or you may not know they are...
6 Ways to Stay Positive During Texas Bankruptcy
Bankruptcy can very much be a personal process. High debts sometimes ruin lives, a negative you can never escape. But by filing Chapter 7 bankruptcy you can get a fresh start. This guide gives 6 ways to stay positive when you file a Chapter 7 bankruptcy in the great...
Action Steps for Choosing Dallas Chapter 7 or Chapter 13 Bankruptcy
Filing bankruptcy in Dallas Texas need not be a nightmare where you spend months to years trying to discharge debt. In fact, you can save yourself a lot of trouble by reading guides just like this one from legal authorities. More important is understanding how the...
Creative Ways to Save Money Before, During, and After Bankruptcy
Texas bankruptcy can be a life saver, but decisions made before during, and after your bankruptcy can mean the difference between failure and success. Why file bankruptcy? Why not sell your home instead of filing? What can you do to cut down costs? Is listing expenses...
5 Important Texas Bankruptcy Laws
Afraid of Texas bankruptcy? It's understandable: bankruptcy is a life changing decision. If you're unsure of how state laws differ, this blog guide gives a head start on understanding Texas bankruptcy laws. We'll be going over 6 important bankruptcy laws unique to...
Does Bankruptcy Always Hurt Your Credit Score and Relationships?
While bankruptcy is often considered negatively, it's benefits should also be considered. First and foremost is the fact creditors do not always look down on filing bankruptcy. Why? This blog guide goes over how bankruptcy can both positively and negatively affect...
Listing All Debts In Texas Bankruptcy
Craig Andersen, a Minnesota bankruptcy attorney, explains the point of this blog post quite clearly with his title and opening sentence: “Just list the things you want to keep in bankruptcy.” What does that mean? It means if you intend on keeping property, assets,...
Personal Bankruptcy Solutions – Answers to 5 What If Scenarios
This FAQ asks questions likely on your mind when preparing for bankruptcy. Simply put, read these answers and get a better understanding of bankruptcy law. What if you face foreclosure? If you face foreclosure, you need to take immediate action. Texas home owners...