Read the latest Bankruptcy Articles from Higgins and Associates
Stop Creditor Harassment by Filing Texas Bankruptcy
The phone rings one day and a voice says you owe $1,000. The next day, another phone call, this time from a rude individual explaining you owe $10,000 and legal action is being taken. The next day, more calls come, and you just want it to stop. While you have more...
Unemployment and Chapter 7 Bankruptcy
With almost 10% of U.S. citizens out of work, many living on unemployment, and still more being forced to take jobs that pay low, it may seem our financial crisis is just starting. It's important to note unemployment has gone up since last year, but only by a few...
5 Ways a Lawyer Helps in Texas Chapter 7 Bankruptcy
Many consider bankruptcy a mistake. You can use debt consolidation … bankruptcy makes it so you can never buy a new home or car again … you can use credit counseling to get out of it. There are many myths. However, debt consolidation companies are a mistake because...
4 Ways Texas Bankruptcy Protects You
You don't lose everything in bankruptcy. The myth is that you have no protection or legal recourse to protect your home, car, savings, and other assets. Often enough, you lose nothing by filing for help. Yes, there is a chance you might lose some things. But what...
4 Benefits of Filing Bankruptcy for Texas Families
Bankruptcy is about money on paper, but really it's about getting more than money back. Being free from enormous debt can really lift a weight off your shoulders. After all, who likes a $50,000 medical bill coming in the mail, when you don't even make that much in a...
Texas Bankruptcy – Why You Shouldn’t Sell Assets, Cash Out 401Ks, Or Spend Retirement Savings
There are many mistakes made regarding bankruptcy all the time in Texas. Though Texans are Texans and New Yorkers are New Yorkers, the general ideas of bankruptcy law are the same. The mistakes made are very similar too. The mistakes made are not because of a lack of...
The Bottom Line on Arlington Texas Bankruptcy
There are many decisions to make when it comes to filing Texas bankruptcy. And in Arlington Texas, home owners, families, students, and hard workers deserve some real honesty, Bankruptcy is not always the best option. Bankruptcy has disadvantages. And not all...
Timing and Filing Texas Bankruptcy
When is the best time to file for bankruptcy? It's really a broad topic which does not get enough notice. Sometimes filing quickly can save valuable assets and property, not to mention headaches. Sometimes delaying your bankruptcy may be the best decision you can...
The Automatic Stay in Dallas Bankruptcy
The automatic stay is your legal protection given by bankruptcy court to stop a foreclosure, collections, utility disconnections, and can often buy time to pay off assets you want to keep. But many in Dallas fearing home foreclosure, car repossession, or constant...
Professional Lawyer or No Lawyer? And Other Answers for Texas Bankruptcy Filers
Why do you need a bankruptcy lawyer? It's almost like learning a new language in complexity. If you have the time, and a lot of it, then maybe you can file. It's not impossible. But for busy Texas residents who already lack time, choosing to work with a professional...
Understand Bankruptcy Law
Bankruptcy Law is complex, dense and difficult for many to understand. With the recent changes to the United States Bankruptcy Code, the task of navigating a bankruptcy filing has become even more cumbersome. With over a decade of experience, Robert A. Higgins & Associates is ready to help your case.
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Types of Bankruptcy
For consumers, Chapter 13 and Chapter 7 are the two most common types of bankruptcy. Which one is right for you? Choosing the right chapter of the bankruptcy code to excercise is extremely important. Our expert legal staff will guide you through the important selection process
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Bankruptcy Articles and Legal News
Looking for more information? Get the latest and most important information regarding bankruptcy and the larger legal scene in Texas and the United States.
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