Read the latest Bankruptcy Articles from Higgins and Associates
When Should You File for Texas Bankruptcy?
You may have more questions than answers when it comes to bankruptcy, but perhaps the foremost is the “when”. When should you actually make the big decision and file for bankruptcy? If you do file, what should you do? Let's answer those questions. Why Bankruptcy is...
How Much Will Texas Chapter 13 Cost
Texas Chapter 13 bankruptcy is very advantageous, but not your only solution. Actually, more file Chapter 7 bankruptcy than Chapter 13, about 3 in 4 filing with the former. However, Chapter 13 bankruptcy has some clear advantages, especially if you make enough money....
Disadvantages of Debt Consolidation Services and Why Bankruptcy is Better
You'll never get out of debt ... the credit card companies will start charging insane interest rates ... and your home goes into foreclosure. Unfortunately sometimes these situations are very real, not quite nightmares, but close. How can you avoid losing all your...
10 Guidelines for Hiring a Texas Bankruptcy Attorney
Filing for bankruptcy is one of those life changing events. But it need not be problematic. In fact, filing bankruptcy can be a positive learning experience. You'll better know how the system works; if you ever have to file again, you can know the laws well....
Are Bankruptcies On the Rise?
While job creation is growing exponentially as our economy rebuilds, bankruptcies are rising. How is the job situation improving? Just in March of 2010, U.S. employers added well over 150,000 jobs. A recent Huffington Post report showed how not only were jobs on the...
What is Texas Joint Bankruptcy?
If you're interested in filing joint bankruptcy, it's time to call an experienced attorney. Why? Joint bankruptcy is different from traditional bankruptcy, and has different laws. This post, however, is a very good start on learning the basics. What is Texas joint...
Problem – What if You’re Not Eligible for Chapter 7 Bankruptcy
What if you find out you're not eligible for Chapter 7 bankruptcy? For Texas bankruptcy, this problem is unfortunately common. However, many are still eligible for bankruptcy. Under new bankruptcy code, you are eligible based on income. For Texas residents, the...
6 Myths of Bankruptcy
Filing bankruptcy ruins your credit ... you'll never be able to get a credit card or loan again ... and your possessions will all be taken. Or: your debts will all fly away, your home will be safe no matter how far behind on payments you are, and your credit will...
How Many People Filed Bankruptcy in 2009 and Why?
How many people filed bankruptcy in 2009? The numbers are not surprising being the troubled economy we had in Texas and in the country in 2009. The estimates first noted about 300 million people lived in the U.S. in 2009. Of those, about one in 300 individuals filed...
Problem: Choosing Texas Attorneys
If you're looking for a Texas attorney in any part of the state, you likely see you have literally thousands of options. If you want a bankruptcy attorney, there hundreds for every part of the state -- north , south, east, and west. So how do you choose one? This blog...
Understand Bankruptcy Law
Bankruptcy Law is complex, dense and difficult for many to understand. With the recent changes to the United States Bankruptcy Code, the task of navigating a bankruptcy filing has become even more cumbersome. With over a decade of experience, Robert A. Higgins & Associates is ready to help your case.
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Types of Bankruptcy
For consumers, Chapter 13 and Chapter 7 are the two most common types of bankruptcy. Which one is right for you? Choosing the right chapter of the bankruptcy code to excercise is extremely important. Our expert legal staff will guide you through the important selection process
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Bankruptcy Articles and Legal News
Looking for more information? Get the latest and most important information regarding bankruptcy and the larger legal scene in Texas and the United States.
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