6 Myths of Bankruptcy
Filing bankruptcy ruins your credit … you’ll never be able to get a credit card or loan again … and your possessions will all be taken. Or: your debts will all fly away, your home will be safe no matter how far behind on payments you are, and your...Common Questions on Chapter 7 Bankruptcy in Texas
There are are many important questions when it comes to filing personal bankruptcy, so here on Higgins and Associates Texas law blog, we’ll be answering common questions. For this post, let’s focus on Chapter 7 bankruptcy. What it is; how much it costs...Dallas Bankruptcy Process — What to Expect at Your Bankruptcy Consultation
What should you expect when you come to Higgins and Associates for your Bankruptcy Consultation? This short video explains the bankruptcy process for people filing bankruptcy in Dallas Fort Worth.How can a debtor minimize the amount of money or property that must be turned over to the trustee in a chapter 7 case?
In a chapter 7 case the debtor is required to turn over to the trustee only the nonexempt money or property that he or she possessed at the time the case was filed. Many nonexempt assets of consumer debtors are liquid in nature and tend to vary in size or amount...Under what conditions should both spouses file under chapter 7?
Both husband and wife should file if one or more substantial dischargeable debts are owed by both spouses. If both spouses are liable for a substantial debt and only one spouse files under chapter 7, the creditor may later attempt to collect the debt from the...
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Types of Bankruptcy
For consumers, Chapter 13 and Chapter 7 are the two most common types of bankruptcy. Which one is right for you? Choosing the right chapter of the bankruptcy code to excercise is extremely important. Our expert legal staff will guide you through the important selection process
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