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6 Myths of Bankruptcy
Filing bankruptcy ruins your credit ... you'll never be able to get a credit card or loan again ... and your possessions will all be taken. Or: your debts will all fly away, your home will be safe no matter how far behind on payments you are, and your credit will...
How Many People Filed Bankruptcy in 2009 and Why?
How many people filed bankruptcy in 2009? The numbers are not surprising being the troubled economy we had in Texas and in the country in 2009. The estimates first noted about 300 million people lived in the U.S. in 2009. Of those, about one in 300 individuals filed...
Problem: Choosing Texas Attorneys
If you're looking for a Texas attorney in any part of the state, you likely see you have literally thousands of options. If you want a bankruptcy attorney, there hundreds for every part of the state -- north , south, east, and west. So how do you choose one? This blog...
Common Questions on Chapter 7 Bankruptcy in Texas
There are are many important questions when it comes to filing personal bankruptcy, so here on Higgins and Associates Texas law blog, we'll be answering common questions. For this post, let's focus on Chapter 7 bankruptcy. What it is; how much it costs with lawyer...
How a Texas Attorney Can Help with Chapter 13 Bankruptcy
How can an attorney help you before, during, and after bankruptcy? Clearly there are advantages in filing for Chapter 13 bankruptcy, especially in Texas, so let's find out those first. Advantages of Texas Chapter 13 Since unemployment rates and foreclosures are a...
What Are the Leading Causes of Bankruptcy and Why?
There is the old thought that when the economy goes bad, houses go into foreclosure, jobs are lost, insurance cannot be afforded, medical bills pile up, and some big spenders accumulate thousands in credit card debt just to survive. Those very well may be connected...
6 Big Benefits of Chapter 13 Bankruptcy
Bankruptcy gets a bad name, but in reality there are more benefits than negatives. On paper, bankruptcy is a very reasonable option. It does take some work to get it to work, it does require the services of an experienced bankruptcy attorney, but you need not be a...
Good News – Fees for Personal Bankruptcy Chapter 7 and 13 Are Low
How much does it cost to file bankruptcy? What are the monetary advantages of filing bankruptcy? Can anyone file bankruptcy? We hear these types of questions all the time. Some are easier to answer than others. Personal bankruptcy, Chapter 7 and Chapter 13, has very...
Rich And Famous Face Foreclosure Crisis
Image via Wikipedia An article in the Wall Street Journal today says that homes with loans over $5 million will likely see a spike in foreclosure sales this year. It is hard for most people to imagine paying $5 million for a home, but there are several examples of...
Justice Stevens To Retire
Justice John Paul Stevens, the oldest member of the U.S. Supreme Court, has made it official that he will step down at the end of the court's term this summer. The announcement comes just 11 days before the justice will celebrate his 90th birthday and ends weeks of...