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Filing Texas Chapter 13 Bankruptcy for Unsecured Debts
The problem many of us in Texas have goes beyond paying the mortgage. We have medical bills, credit card bills, car payments, tuition fees, regular weekly expenses which simply will not go down. So what are your options? Recently on Higgins And Associates we went over...
Texas Bankruptcy Options – Advantages of Chapter 13 Over Chapter 7
Even the federal government points out the advantages of Chapter 13 bankruptcy when compared to Chapter 7. While both have advantages and disadvantages, and though Chapter 7 is more common, there are some clear reasons for filing Chapter 13 in Texas. This guide...
3 Month Plan for Chapter 7 Bankruptcy In Texas
Bankruptcy is a life changing event, and it should be for the better. You can save money on debts. You can protect your home, or buy time to get a new residence. You can stop creditor harassment. You can protect your income from wage garnishment. Bankruptcy is not...
Get Your Texas Chapter 7 Bankruptcy Started
This bankruptcy guide can help you save some time, money, and worries. Bankruptcy is not an easy process, but if you can stay positive, if you can follow the laws, if you can work to protect your property and income while discharging your debts, you can reap the...
The Dallas Chapter 13 Bankruptcy Solution
You may be able to save your home and/or buy valuable time by filing Chapter 13 bankruptcy. For Dallas residents, foreclosures are less of a problem than in other parts of the country, but if you lose your job or suffer some unexpected bill, filing bankruptcy can...
Dangers of Not Hiring a Texas Bankruptcy Lawyer
If you lack a lawyer, you lack the tools needed for a successful bankruptcy. You face many dangers if you forgo hiring a lawyer and decide to file without legal aid. Why is legal aid so important? Look at it this way: why do you need to file bankruptcy? When you look...
Should You Always File Chapter 7 for Unsecured Debts?
There are some unsecured debts you cannot discharge, some debts you can discharge, and some debts which will be impossible to pay without a bankruptcy. The question posed in the title – when you should file Chapter 7 for unsecured debt – may lead to some questions....
The Do’s and Don’ts of Chapter 13 Bankruptcy
When filing Chapter 7 bankruptcy, you are mainly discharging unsecured debts. If you want to keep your home and car, you want to pay on these secured debts. When filing Chapter 13 bankruptcy, you have much better protections for your property. By law, all collections...
Beyond Technical Details, How Does a Bankruptcy Lawyer Help?
Beyond saving you money by discharging a large debt or protecting your home from foreclosure, just what can a bankruptcy lawyer do? An experienced Texas bankruptcy lawyer is not a therapist or a doctor or a mechanic, but a good one gives you more value than just the...
Paying Debts or Filing Bankruptcy – Texas Legal Questions
You have many options for how you can eliminate your debt. Some options have more advantages than others – such as using debt consolidation, bankruptcy, doing nothing, or negotiating with creditors yourself. This blog guide goes into detail on how you might discharge...
Understand Bankruptcy Law
Bankruptcy Law is complex, dense and difficult for many to understand. With the recent changes to the United States Bankruptcy Code, the task of navigating a bankruptcy filing has become even more cumbersome. With over a decade of experience, Robert A. Higgins & Associates is ready to help your case.
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Types of Bankruptcy
For consumers, Chapter 13 and Chapter 7 are the two most common types of bankruptcy. Which one is right for you? Choosing the right chapter of the bankruptcy code to excercise is extremely important. Our expert legal staff will guide you through the important selection process
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Bankruptcy Articles and Legal News
Looking for more information? Get the latest and most important information regarding bankruptcy and the larger legal scene in Texas and the United States.
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